Taking Charge

So in the last day, I sat and wrote two articles about Las Vegas. One is about the worst tourist traps and the other is about free gambling lessons. I have two more than I need to write tomorrow too. I am enjoying writing them, which is totally different for me. Usually I hate the idea of writing articles, not knowing if they’re going to get accepted or not. I hope that all of them are, since I really could use the extra padding to my bank account.

It sucks, this coming weekend (13-16th) is the annual Spencer Picnic and Friday’s paycheck is going to be almost nil, thanks to the week off last week. I want to filter all of my money into my primary checking account rather than into my secondary account for savings. I did take $20 today and buy the absolutely freaking coolest hoodie from someone in fatshionista. This makes the second one I’ve bought from that community. *glares at girlghoul for talking about it*

I could totally see myself spending more money on stuff if I had it. I cancelled my preorder for Breaking Dawn because of the money situation, but I reserved it from the library and I snagged a copy of the audio book to tide me over. I can listen to that, then read the book when I get it. I don’t absorb the whole thing when I do the audio book because I’m always doing other things and don’t focus enough energy listening totally.

Ah well, life will go on and I will be alright.

Made by goodgal996

So, last year before tax season started, I looked into Jackson Hewitt’s tax school but I never heard with them until April. I was quite surprised to hear from them, but I was very happy about it and told them that I’d definitely be interested in hearing more when the time came. Well Tuesday when we were gone, they called to talk to me. I forgot to call them back and they called me again today.

The woman asked if I was still interested and I said that I was, so she let me know that the course starts September 8th and that the only cost is the $80 book. I can handle that for sure and if it goes well, I can go to work as a preparer for them. I wouldn’t have a single problem with working for the local Jackson Hewitt office, especially since it’s right across from Rob’s work and our schedules could mesh well enough that it wouldn’t be a hardship. That is, as long as he doesn’t go back on opening or closing.

I am excited about the opportunity and can’t wait to get started. I took a tax course in college, but that was 10 years ago and a lot of things have changed since then. This will be a fun and exciting opportunity and I’m looking forward to it.

I declare today an epic fail. Seriously. The plan was to go to the lake and have a picnic, then go get some fresh fruits and produce. What happened, however, was that we headed out to Ithaca. We stopped at a red light and when it changed, accelerated and all of the sudden the muffler blew out. Yeah, that was really not cool. We pull into the nearest parking lot, check out the damage, find that the pipe came off the catalytic converter. So, we turn around and go straight to our mechanic.

So much for the lake. At least it was an easy fix and it was cheap. We ended up getting some crappy produce that was supposed to be local and wasn’t. It’s crazy. I don’t understand why people have to lie about stuff like that. No wonder people end up with food poisoning from produce. *sigh*

The ONLY part of today that wasn’t EPIC FAIL was getting 3 Grisham novels in the mail that I bought from . I even forgot that Project Runway started tonight.

Tomorrow is shaping up to be another Epic Fail day. We have to go to Vestal in the morning for an appointment at 10:30. Maybe we can find something fun to do afterward. I’m taking my laptop with me so I can check different sites. I should balance my checkbook and see where that stands too. Meh, I’m tired. Goodnight.

Every now and then, everyone runs into a bit of money trouble. Unless you’re independently wealthy, you know what I’m talking about. Some weeks, the paycheck just doesn’t stretch far enough and you need to find good payday loans to get you by.

Trust Source is a great resource for anyone who needs that little extra boost. They review and rate the top loan sites so that you can find the one that is the best suited and safest for your needs. Trust Source even allows the customer to rate the sites, so that you get feedback from someone who has used the service.

Trust Source is a great resource for other things as well, but their guide to payday loans are the best resource for you if you truly need one. Just remember, though, to use payday loans sparingly and only from reputable sources or you’ll end up in trouble down the road.

If you listen to the news lately, then you know that the value of silver and gold is quite high lately. They also say that the value is going to continue to go up every day. This means that it is the best investment right now is metals like silver bullion.

Why invest in silver bullion instead of gold? Well, since 1990, the world demand for silver has exceeded the annual production rate. That means that, if you have invested in silver bullion, then there is going to be more of a demand for what you have, driving the prices up further.

So if you’re looking to invest, look into silver and see what it can do for your investment portfolio.

It’s been a year since we signed our names to the new mortgage. The 12th payment went out. One year of payments. It seems like a lifetime ago What’s sad is that there are 168 payments left. That seems like a lifetime from now. This is a 15 year mortgage and we have 14 to go on it. I look at the amortization schedule monthly and cross off a payment every month and it makes me wonder if we’ll get past the first page of it any time soon. Then I look and it will be 2010 before I can get rid of that first page.

It’s crazy, but we didn’t get any real option at the time. I suppose that if we had gotten a mortgage quote elsewhere, it could be better or worse. I don’t know that there could be a better option, though. We don’t pay a lot of money per month, it’s not overly hard on the budget and the interest rate isn’t that bad. I definitely think it’s better than what it could have been.

Would I go back and do this all over again? I sure would. I’d be more than happy to sign my name to the mortgage if I had the choice again. It’s a great feeling, even if it is one of the scariest things I’ve ever done. It’s just hard to believe that it’s been nearly a year since it happened.